I use Paypal but would like to find something different.Just seeing how you like it. Looking for something other than PayPal. The way it looks it may only be good for moving money to people you know.
I agree they are not a must. There are other options. But say your kid needs 500 bucks and is out of town and they have car trouble. You can send it to their account with Cash App or other service instantly. Or just buying things from people you know. The guy I just sent a hundred to uses the app to collect rent from his renters. Its just a per to per service. I don't see me using it much but in some cases it may come in handy.I have no need for any of them.