View Full Version : Any car dealers on here?
The old lady was looking at a new car a couple of days ago, and since my name is on the title of the car she owns now, the dealership told me that my name would also have to be on the new title if we were to trade this vehicle in in order to get the tax credit. Not sure if that's accurate, but it wasn't an issue.
The salesman claimed that the Patriot act or Homeland security requires them to run a credit check on me to verify that I am who I say I am. I thought, "yeah right, they are just getting a kickback for getting a credit app." I didn't want my credit jacked with for no reason, especially since my name wasn't even going to be on the loan. I played hardball for a while, but being as how my gal had been there for 3 hours and I had went there straight from work and hadn't eaten all day, I just told them to do it and get it over with. Not surprisingly, they tried to tack on an extra 1K when we were signing the final papers that hadn't been discussed before, so we walked. This issue just has me thinking though if this is was an outright lie or if there's any truth to it. I feel like a sucker, but I guess there's really no damage done. I'm not sure if they even ran my credit to be honest.
headoftheholler
03-22-2008, 10:20 AM
The old lady was looking at a new car a couple of days ago, and since my name is on the title of the car she owns now, the dealership told me that my name would also have to be on the new title if we were to trade this vehicle in in order to get the tax credit. Not sure if that's accurate, but it wasn't an issue.
The salesman claimed that the Patriot act or Homeland security requires them to run a credit check on me to verify that I am who I say I am. I thought, "yeah right, they are just getting a kickback for getting a credit app." I didn't want my credit jacked with for no reason, especially since my name wasn't even going to be on the loan. I played hardball for a while, but being as how my gal had been there for 3 hours and I had went there straight from work and hadn't eaten all day, I just told them to do it and get it over with. Not surprisingly, they tried to tack on an extra 1K when we were signing the final papers that hadn't been discussed before, so we walked. This issue just has me thinking though if this is was an outright lie or if there's any truth to it. I feel like a sucker, but I guess there's really no damage done. I'm not sure if they even ran my credit to be honest.
The only reason you should ok your credit being pulled would be if you were going to be on the new car. Your best bet would be either to go to your bank, have them do the financing or go to capital one's website and apply for an auto loan online, you give them a basic figure you need (say 20 grand) if approved they tell you the apr and overnight you a check in the mail, all you do is fill in the payee and the amount you negotiate at the car lot, cuts out a bunch of BS with the financing with the car lot..
-Andrew
Duster
03-22-2008, 10:24 AM
File a complaint with the BBB, and never set foot in that dealers lot again and tell all your friends.
I ran across a dealer here that tried to rip us off on a trade in and we walked. Offered us one price untill we were ready to sign the papers then lowered his offer by near 2 grand. Now our daughter works for this same dealership and I told her no matter what she would never see me in her place of employment and she could tell the owner why.
headoftheholler
03-22-2008, 10:44 AM
Not trying to promote capital one but it was awesome when my wife and I wanted to buy her a SUV, went on line got a great apr, check came the next day, basically a blank check good for up to but not over $30K. Went to the dealership haggled half a day, had the dealer under the impression we were going to finance with them, they cut the price 3 grand, at last second with written buyers order in hand popped the cap. 1 check on him made it out to the dealership. . . :D
Couple of car buying tips ( I used to sell them and worked in finance )
If your trading in, know ahead of time what you owe on it and what it is worth, bring a printed NADA (if the dealer gives you BS about blue or black book values you can tell them that all banks use NADA) Don't step on the lot and tell the salesman you are trading in, they will bump the price of the auto by what they are giving you on the trade, wait till the last second.
If you are putting money down don't tell them! Again, wait till last minute or they will bump the price as above so they can pocket the down payment.
If you are buying a used auto and there is not a price on the auto, that is for a reason so after they find out what you are putting down and trading in they can adjust the price in their favor. Ask immediatly upfornt what the asking price is.
ALWAYS NEGOTIATE! If you have to walk away 2 or 3 times, do it, the price will drop each time you do so.
Finally, when and if you do go into the finance office to sign papers carefully pay attention to all fees and decline all the extras they offer. When I was a salesman I would have a used car sold, prior to finance, and I was making a $1500 commision, and after they went through finance and signed up for all the extra BS, I would be looking at a $3000 commision.
-Andrew
12 pointer
03-22-2008, 10:52 AM
Not trying to promote capital one but it was awesome when my wife and I wanted to buy her a SUV, went on line got a great apr, check came the next day, basically a blank check good for up to but not over $30K. Went to the dealership haggled half a day, had the dealer under the impression we were going to finance with them, they cut the price 3 grand, at last second with written buyers order in hand popped the cap. 1 check on him made it out to the dealership. . . :D
that's funny right there. congrats to you.
I went by a dealership yesterday to get some seals for my truck (46 dollars for two) ARGH!!!!!!! and they were out waitning like vultures.
The only reason you should ok your credit being pulled would be if you were going to be on the new car. Your best bet would be either to go to your bank, have them do the financing or go to capital one's website and apply for an auto loan online, you give them a basic figure you need (say 20 grand) if approved they tell you the apr and overnight you a check in the mail, all you do is fill in the payee and the amount you negotiate at the car lot, cuts out a bunch of BS with the financing with the car lot..
-Andrew
Yeah, that's the thing. My fiancee already had been approved for the loan from her bank. (Why we walked is because they gave her a final price and that's the amount she applied for on the loan, which somehow ended up being 1K more at the end) I co-signed, but the loan had NOTHING to do with the dealership. They claimed that there was no way around running my credit for ID purposes. They stood very firm on that, that it wasn't there doing but rather that of "George Bush".
Duster, that's exactly what my plans are. I just need to be 100% certain that my complaint is legit. Like I said, there's probably not harm done but I don't like being lied to. I am not a master of credit socring and how all of that works. All I know is that my credit is practically perfect and I don't want it messed with for no reason. These days, if you don't have good credit, life is much harder.
12 pointer
03-22-2008, 11:13 AM
Yeah, that's the thing. My fiancee already had been approved for the loan from her bank. (Why we walked is because they gave her a final price and that's the amount she applied for on the loan, which somehow ended up being 1K more at the end) I co-signed, but the loan had NOTHING to do with the dealership. They claimed that there was no way around running my credit for ID purposes. They stood very firm on that, that it wasn't there doing but rather that of "George Bush".
Duster, that's exactly what my plans are. I just need to be 100% certain that my complaint is legit. Like I said, there's probably not harm done but I don't like being lied to. I am not a master of credit socring and how all of that works. All I know is that my credit is practically perfect and I don't want it messed with for no reason. These days, if you don't have good credit, life is much harder.
ok, you guys are not married. and if the car was gonna be in your name, of course they would run a check on you. Or did I miss something??????
keith meador
03-22-2008, 11:17 AM
art, even if your complaint is not legit, what do you have to lose? you can get educated either way.......
i do not use dealerships for financing, period. i call my bank, tell them my intentions, and go get what i want. i wont let the dealer take care of my financing if they use my bank in their normal daily routine. i just need a dollar amount the check needs to be written for, and i am done with the dealer.
there is something strange about them wanting your background. what if you and yours had split some time ago, and she was working this same deal? would they call you up and ask you to come to the carlot?
ok, you guys are not married. and if the car was gonna be in your name, of course they would run a check on you. Or did I miss something??????
My name is listed on the title as a co-owner. I'm not sure that being married or not really means anything in this case or any other. You are who you are the way I see it, and whether I'm married or not shouldn't have been an issue. My whole thing is that anyone can steal your credit or ID. Is this the only way for a company to verify who you are? I was right there in front of them with all my ID's (which they never checked) I could have forged anyone's SSN# and signature on that application. That would have been MUCH easier than trying to get out of showing them 10 different forms of ID I had in my wallet.
Again, this was not for any type of financing. That part was already taken care of through my fiancees bank. The deal was already done. This credit check was only to prove my identity for the title only. I still think this involved a kickback to the dealership.
daking
03-22-2008, 11:42 AM
Title the car over to her. Then they lose their argument.
When I buy a car (always used) I look on Autotrader. I have no problem flying 500 miles and driving a car back if I'm going to save a grand. I make less than a grand a day, so it's worth my while to get the best deal.
Dealerships don't matter. Any fordgmchryslertoyotahondanissanhundya dealer has to honor the factory warranty. Of the last five cars I bought, only two were from my home county.
When a dealer shows some serious loyalty to me, I might show some back. Until then, buying a car is buying a commodity like beans, bullets or benzine. The low price on the commodity I wants wins.
Title the car over to her. Then they lose their argument.
When I buy a car (always used) I look on Autotrader. I have no problem flying 500 miles and driving a car back if I'm going to save a grand. I make less than a grand a day, so it's worth my while to get the best deal.
Dealerships don't matter. Any fordgmchryslertoyotahondanissanhundya dealer has to honor the factory warranty. Of the last five cars I bought, only two were from my home county.
When a dealer shows some serious loyalty to me, I might show some back. Until then, buying a car is buying a commodity like beans, bullets or benzine. The low price on the commodity I wants wins.
I'm the same way. I have traveled out of state to buy a couple of times. However, this is not MY car or MY money (at least not directly).:D i
My main concern in this whole deal is my time and possible damage to my credit. For her, the search continues for the perfect used car. I'll be honest, I love cars but I hate car dealers. It's the most crooked, lying business there is. If you've seen one greasy, smoking, lying, lazy bum trying to stick his hand as deep into your wallet as he possibly can while trying to convince you he's HELPING you, then you've seen them all.
headoftheholler
03-22-2008, 12:43 PM
I doubt they get a kickback on pulling your credit. The dealership has to pay for every credit bureau report they pull. As for damaging your credit, the only thing to be concerned with (not much) is every time your credit is pulled (an inquiry) it knocks 3 or so points off your score. Inquiries stay on the report for 6 months or so then drop off. Another negative about buying and financing at a dealership is they will "shop" your credit around to different banks. Each bank will in turn pull your credit again. I have seen some peoples credit reports have 20 inquiries on a single day from a single dealership (one sure sign that person has been going to different dealerships) 20 inquiries X 3 points knocked off per = 60 points off your score. As for dealerships and car salesmen in general being crooks I have to agree. I actually felt bad selling cars to people after seeing how management acted after the customer left talking about " knocking the customers head off" (big commision). After 3 months I quit and went into finance and banking . . . I know, I know, same crowd but it pays the bills.
slickhead slayer
03-22-2008, 01:25 PM
I believe the homeland security information they gave you is correct. I had to go through the same thing last year while purchasing a car.
Duster
03-22-2008, 01:29 PM
I believe the homeland security information they gave you is correct. I had to go through the same thing last year while purchasing a car.
If a dealer tried to lay something like that on me I would run not walk to the nearest exit. What does homeland security... Read Goverment.... have to do with what vehicle I drive.
headoftheholler
03-22-2008, 01:42 PM
Might not have been a credit check, apparently Homeland Security has their own check:
"The Homeland Security Check is designed to cross reference your applicant’s name against over 45 worldwide known terrorist and fugitive databases that include individuals, organizations and companies considered to be a threat to global and national security. The Homeland Security Check database is updated daily as the various lists are modified."
-Andrew
killinmammals
03-22-2008, 01:43 PM
That homeland security thing I have not heard of but the patriot act I have. Its just to verify you are who you say you are...came about after all this terror stuff and identity theft
slickhead slayer
03-22-2008, 01:50 PM
If a dealer tried to lay something like that on me I would run not walk to the nearest exit. What does homeland security... Read Goverment.... have to do with what vehicle I drive.
You won't be buying any vehicles from a dealer then.
I doubt they get a kickback on pulling your credit. The dealership has to pay for every credit bureau report they pull. As for damaging your credit, the only thing to be concerned with (not much) is every time your credit is pulled (an inquiry) it knocks 3 or so points off your score. Inquiries stay on the report for 6 months or so then drop off. Another negative about buying and financing at a dealership is they will "shop" your credit around to different banks. Each bank will in turn pull your credit again. I have seen some peoples credit reports have 20 inquiries on a single day from a single dealership (one sure sign that person has been going to different dealerships) 20 inquiries X 3 points knocked off per = 60 points off your score. As for dealerships and car salesmen in general being crooks I have to agree. I actually felt bad selling cars to people after seeing how management acted after the customer left talking about " knocking the customers head off" (big commision). After 3 months I quit and went into finance and banking . . . I know, I know, same crowd but it pays the bills.
That's some very good info. Thanks for posting this. I have no plans to apply for credit for anything as far as I can see, so it will roll off in a few months (I was told 30 days).
Maybe this whole issue was legit. I just find it strange that if someone wants to verify your ID, they rather have you sign your name and give a SSN# as opposed to looking at official documents.
C.L.Button
03-22-2008, 02:56 PM
The ONLY thing I have ever been asked for was for them to make a copy of my Drivers License. That is a bunch of bull about the Homeland Security.
They just wanted to "qualify" you Art. They wanted to see if they could jack you up some on their finance plan & make sure you could do the deal.
Those guys are slime & should be reported. ;)
Duster
03-22-2008, 03:29 PM
You won't be buying any vehicles from a dealer then.
Funny we traded vehicles last summer at a dealership in Owensboro and they never ask for anything more than a drivers licence.
Landguy
03-22-2008, 03:54 PM
If your name is not on the loan for the new car, the only thing they would need from you is to sign over the old car since you are named on the title. I may be wrong but I can't see any reason why they would need anything else from you.
raktrakr
03-22-2008, 04:45 PM
If your name is not on the loan for the new car, the only thing they would need from you is to sign over the old car since you are named on the title. I may be wrong but I can't see any reason why they would need anything else from you. This is correct.
Art, the only reason they wanted to run your credit was to ensure they could get your fiance bought,period! By running your credit it gave their lenders a guarentee the loan would be repaid. I used to deal with a certain bank and everytime I went for a loan I was denied,Why? Because the KNEW I could get a co-signer. So, since you were there,thier chances of moving a car that day was in thier favor because if she were there alone and needed a co-signer, she would have to leave and probably wouldnt be back.
There are two types of car salesmen, crooks and crooks with a conscious
pedigo
03-22-2008, 05:56 PM
Art, they were qualifying you in attempt to make more money on the back end of the deal. In other words they were going to tell you that you would need to cosign for the car so it would be bought by the bank so they could get a better intersest rate that they would as many points on they could to maximize the back end profits. Curiuos as how the salesman explained the extra $1000 at the end? Did he say this was for dealer extra add ons or something? I sold cars after the patriot act went into effect and never known any requirement to run credit checks on potential "up" other than to qualify them. If you come in and pay $10,001 or more down payment in cash then a dealer would have to fill papers for the IRS.
I understand what so of you are saying, but we were not financing through the dealership, period. The financing aspect was already a done deal, which is why I couldn't figure out why they would need to run my credit. That's when the Homeland security thing was brought up.
I used to go into a jewelry store for work a lot. The kept trying to get me to buy something, which I refused to do. They were always on me to fill out a credit app. anyways, which I also declined. Since I knew the people that worked there somewhat, they eventually told me that they got paid for getting so many apps. I figured this was the same type deal.
Rem7600
03-22-2008, 10:10 PM
The wife bought a used car last week and all that she had to do was write the check. There was no background or credit check of any kind. He did the paperwork and even went to the courthouse and did the transfer. She brought the car home as soon as the insurance was verified. No problem at all.
slickhead slayer
03-22-2008, 11:45 PM
When I bought a car last fall, I had to sign a form, and it had to do with homeland security. The paper looked official to me. The salesman explained it to me as law per homeland security, if he hadn't explained it, I wouldn't have known.
I don't sell cars, I have no idea, just sharing my experience.
I don't know either, Slick. All I know is that I hate car salesmen, sorry but I'm just being honest. I get angry when I drive by and even see those dorks standing on the curb like vultures, chain smoking, with greasy hair and a cheap tie waiting for their next victim.
jarhedhntr
03-23-2008, 12:11 AM
I understand what so of you are saying, but we were not financing through the dealership, period. The financing aspect was already a done deal, which is why I couldn't figure out why they would need to run my credit. That's when the Homeland security thing was brought up.
I used to go into a jewelry store for work a lot. The kept trying to get me to buy something, which I refused to do. They were always on me to fill out a credit app. anyways, which I also declined. Since I knew the people that worked there somewhat, they eventually told me that they got paid for getting so many apps. I figured this was the same type deal.
My wife works at a bank in Lexington and retail in Richmond. At both places she has a quota per month of credit apps she has to sign up. If they get approved she gets a commission from it. At the bank they are told to sell it as "over draft protection". Most places know that if they get you approved and they let you know how much "money" you have, the chances of you using it and buying thier product is much better.
killinmammals
03-23-2008, 12:47 AM
I hated working in retail where the company had those credit cards, I felt bad for rippin people off on those cards...so I just never asked if they wanted one. The boss's never liked it but oh well, why would I push those cards if I wouldn't have one
Art, I know what you mean about car salesmen, I know a couple that are nice guys and are straight forward, and I usually buy from them and them only! A few months ago my fiance was lookin for a new car and I told her to NEVER even step foot on a lot without me.
jarhedhntr
03-23-2008, 06:24 AM
I hated working in retail where the company had those credit cards, I felt bad for rippin people off on those cards...so I just never asked if they wanted one. The boss's never liked it but oh well, why would I push those cards if I wouldn't have one
Art, I know what you mean about car salesmen, I know a couple that are nice guys and are straight forward, and I usually buy from them and them only! A few months ago my fiance was lookin for a new car and I told her to NEVER even step foot on a lot without me.
My wife and I are the same way. We are working Dave Ramsey's plan and she is required to push the exact thing we are cutting up and paying off. So she does her best to avoid it but not get in trouble. She is looking for another job that doesn't require it.
drakeshooter
03-23-2008, 08:36 AM
I don't know either, Slick. All I know is that I hate car salesmen, sorry but I'm just being honest. I get angry when I drive by and even see those dorks standing on the curb like vultures, chain smoking, with greasy hair and a cheap tie waiting for their next victim.
Good grief Art, I cut my teeth selling used cars for a Pontiac dealership in Houston, TX. You left out a couple of crucial stereotypes though, like the gold nugget bling blings and the fake Rolex watch.:D
Good grief Art, I cut my teeth selling used cars for a Pontiac dealership in Houston, TX. You left out a couple of crucial stereotypes though, like the gold nugget bling blings and the fake Rolex watch.:D
Honestly, I know some car salesmen and they are nice guys away from the job. Over the years thought I have bought so many cars that you get to learn all the tricks and games. You'd think the business of selling cars would evolve a bit, but it hasn't. The basic screw you and make you feel good about it is still in effect.
Unlike Killinmammals, I purposefully sent my fiancee out alone. I want her to get the experience of trying to be screwed financially and learn how to be strong enough to say no and walk. I won't let her pull the trigger on her own, but I want her to learn from the process. I think it's been a good experience, because the world is like one big used car lot. Everyone wants a piece of you and you must be strong enough and smart enough to overcome these situations.
killinmammals
03-23-2008, 08:29 PM
Honestly, I know some car salesmen and they are nice guys away from the job. Over the years thought I have bought so many cars that you get to learn all the tricks and games. You'd think the business of selling cars would evolve a bit, but it hasn't. The basic screw you and make you feel good about it is still in effect.
Unlike Killinmammals, I purposefully sent my fiancee out alone. I want her to get the experience of trying to be screwed financially and learn how to be strong enough to say no and walk. I won't let her pull the trigger on her own, but I want her to learn from the process. I think it's been a good experience, because the world is like one big used car lot. Everyone wants a piece of you and you must be strong enough and smart enough to overcome these situations.
She has been screwed over before..she learned that the hard way. The main reason I told her I was going with her was because I don't believe any of their crap about I'm takin all their pay away trying to haggle with them, she does. Plus, it was her first nice car, she has always had pos handme downs, and she was a little too excited about getting a new car in a hurry:D
AteUp
03-23-2008, 11:43 PM
http://www.carbuyingtips.com/scams.htm
Abuse of the Patriot Act?
"We are getting complaints from car buyers who have their own car financing from a credit union or an online lender, and the car dealer forces them to sign a credit application anyway, falsely claiming "it's required by the Patriot Act". There is no verse in the Patriot Act that I can find requiring you fill out a credit application, or allowing dealers to run credit checks on you when you bring your own car financing. Their bogus claim sounds believable, but armed with verbiage of the law, you can stop them. Here's a link to the Patriot Act: http://www.lifeandliberty.gov/highlights.htm. Ask the car dealer to tell you which exact section of the Patriot Act requires them to make you fill out a credit application when you have your own financing, and collect your Social Security number, and run your credit report. Since they claim it's required, they should be able to show you the verbiage (HINT: They can't). The Patriot Act (H.R. 3162), Section 326 "Verification of identification" requires banks and financial institutions to verify your ID before you open an account. Since you are not opening an account with the dealer and they are not a bank, they don't need you to fill out a credit application or a Patriot Act form. The Patriot Act form I filled out for my mortgage only asks for your loan number and driver's license number, not your SS#, and it does not say "Credit Application" on it. The Patriot Act specifically calls out driver's licenses or passports for ID verification. Nothing more. Dealers fool you into filling out the credit app, so then can run your credit through a half dozen local banks in an attempt to lead you into the dealer's financing so they can get more commission. But why all the lies?"
http://www.keithwhann.com/tool_box/toolbox_article.asp
On October 26, 2001, following a flurry of legislative activity that occurred in the wake of the September 11th terrorist attack on the United States, the President signed the Patriot Act into law making a number of amendments to the anti-money laundering provisions of the Bank Secrecy Act and the Money Laundering Control Act of 1986. The amendments were intended to make it easier to detect, prevent, and prosecute international money laundering activities and the financing of terrorism. One of the requirements under the USA Patriot Act is the reporting requirement adopted pursuant to Section 365 of the Act. Pre-existing laws required financial institutions to file a Currency Transaction Report (CTR) with the Financial Crimes Enforcement Network (FinCEN) whenever they received large sums of money in one or a series of related transactions. Section 365 of the USA Patriot Act expanded the scope of entities required to file reports to include “anyone” engaged in a trade or business that receives more than $10,000 in cash in one transaction (or two or more related transactions). Section 365 also requires financial institutions to establish procedures that enable employees to track all cash transactions to determine when a report should be filed and prohibits anyone from structuring a transaction to avoid the cash reporting requirements.
The Form used to report such transactions, titled “IRS Form 8300/FinCEN Form 8300,” is virtually identical to the IRS Form 8300 that motor vehicle dealers are required to complete pursuant to a similar provision under the Internal Revenue Code. After enactment of the Patriot Act, the IRS issued a Rule amending its regulations to clarify that the information reported to the IRS on cash transactions is also required to be reported to FinCEN. Motor vehicle dealers were required to begin using the new Form as of January 1, 2002.
In order to comply with the Form 8300 filing requirements, it is important to understand how the term “cash” is defined for purposes of reporting. The term “cash” means U.S. and foreign currency in excess of $10,000. It also includes a cashier’s check, money order, bank draft, or traveler’s check having a face amount of $10,000 or less when two or more are presented or when it is combined with cash so that the total amount exceeds $10,000. The term “cash” does not include a personal check, a check drawn on the account of a business, certified personal and business checks, and amounts charged to a credit card are not considered cash.
If the dealership receives $10,000 or more in cash, the Form 8300 should be filed by the 15th day after the date the cash was received. If the due date falls on a Saturday, Sunday or legal holiday, it should be filed on the next business day. If a dealership receives more than one cash payment for a single transaction or for related transactions, it must report the multiple payments if it receives a total amount that exceeds $10,000 within any 12-month period within 15 days of the date the dealership receives the payment that causes the total amount to exceed $10,000. Keep in mind that filing the Form 8300 is not the dealership’s only obligation; it is also required to give a written statement to each person named on a required Form 8300 on or before January 31st of the year following the calendar year in which the cash is received. The statement must show the name, telephone number and address of the information contact for the dealership, the aggregate amount of reportable cash received, and that the information was furnished to the IRS.
slickhead slayer
03-24-2008, 11:22 PM
I refinanced one of my rental properties today. Had to fill out 2 Patriot Act forms. Here is what it says: To help government fight the funding of terrorism and money laundering activities, federal law requires all finacial institutions to obtain, verify, and record information that identifies every customer. when applying for a loan, applicants will be asked for their name , address, date of birth, and other information that will allow lenders to identify them. Applicants will also be asked to show their drivers license or other identifying documents.
I knew it was an actual form, just couldn't remember the details. That being said, your correct Art, if you weren't needing financing, no reason for them to ask, just like Ate-ups post said.
UPDATE-:D
A big thanks to you guys who have given advice on this, especially Ateup for finding that gem of an article.
Yesterday I spoke with a man I know who owns a car dealership. I told him what had happened and he agreed that it was total BS. He said a driver license should have been all they needed.
That said, I filed a complaint with the BBB. I explained how I'd been lied to and how it caused me financial harm for their gain-unnecessarily.
They must respond to the complaint, and in order for it to be resolved I will require a written apology from the owner of business explaining why he allows his employess to lie to customers in an attempt to harm their credit rating for no other reason but personal gain. He must also promise that this practice will stop immediately so no other customers are harmed. Anything less will result in a blemish on their BBB rating and I will tell everyone I know what happened and to avoid Don Jacobs BMW on Nicholasville rd. in Lexington at all costs to avoid being part of a scam!:D
We'll see what happens. The BBB claims it could take 30+ days for them to respond.
corndogggy
03-25-2008, 09:55 AM
Best car buying tip I can give you is to buy used from an individual. :D New vehicles lose their value wayyyyyy too fast. Last vehicle I got was a 3 year old Dodge Caravan with only 30,000 miles on it, I paid $7,500 for it. Just try that at a dealership. I couldn't tell that it wasn't new other than a half dollar sized dent in the fender. I'll never walk onto a new car dealership's lot again, such a waste.
corndogggy
03-25-2008, 10:01 AM
the world is like one big used car lot.
Wisest statement I've read all day! Of course, it's still early in the morning... :D
nitrox28
03-25-2008, 10:52 PM
Which stealership were you at?
Which stealership were you at?
Nicholasville Rd. Don Jacobs.:mad:
The BBB called me yesterday, what a nice group of people. I don't think I've ever dealt with such a professional agency.
The man told me that they do get some complaints of this nature. He said basically all they can do is advise the dealership of the complaint, they can't force them to do anything thought. I said that was fine, because I was going to enforce some "street justice".:D Just kidding.
In the end this was just another example of me doing something stupid to try and please the old lady, even though I knew it was foolish. If I wasn't such a sucker, none of this would have ever of happened.:D
nitrox28
03-26-2008, 09:50 AM
Hmm. My brother almost got screwed over there. They tried to charge him $962.37 to fix a broken seat bracket on a 1995 Accord!! He told them to stick it and took his car to a local garage. It cost him $40 to have it welded back the way it should be. I'll be sure to stay away from that place.
killinmammals
03-26-2008, 11:03 AM
Hmm. My brother almost got screwed over there. They tried to charge him $962.37 to fix a broken seat bracket on a 1995 Accord!! He told them to stick it and took his car to a local garage. It cost him $40 to have it welded back the way it should be. I'll be sure to stay away from that place.
$962 for a seat bracket!!! Holy #$@$! Yeah that place seems like a rip off!! I bought new seat brackets at a junk yard for $5 one time
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